Effective from 1st January 2018TERMS AND CONDITIONS
PRIVACY AND COOKIES POLICYEffective Date: 1st January 2018
- Who are we?
We are Athene Systems Limited trading as “Liberty Accounts”. We own and operate this website Our contact details are on the website. Please contact us if you have any questions or feedback about this policy.
- What’s the point of this policy?
This policy tells you how we deal with your “personal data” (i.e. technical term for information about any identified or identifiable living person). Please read on to find out what kinds of personal data we collect, how we use and protect it, to whom we disclose it and how you can access and rectify it.
Please do not use our website unless you are completely happy with this policy. If you do use our website, we will assume that you do accept it.
- Might the policy change?
It may well do and so you should check it whenever you visit our website. We will assume you agree to the revised policy if you use the website after the effective date shown at the top of the policy.
- What personal or other data do we collect?
We collect and store the information which you give us via forms on our website - such as your name, address, email address, phone number and so on - or when you input data in the course of using our services or when you communicate with us by email or in some other way.
We may receive and store certain information automatically when you interact with us. Examples include the internet protocol (IP) address used to connect your computer to the internet, connection information such as browser type and version, information about your mobile or other device including device-type and device identifier, operating system and platform, a unique reference number linked to the data you enter on our system, login details, clickstream data, details of your activity on our website with date / time stamps including the pages you visited, searches you made and services purchased.
- What about cookies?
Cookies are widely used to make websites work, or work more efficiently, as well as to provide information to the website owner or others. Session cookies are temporary cookies that remain in the cookie file of your browser only until your browser is closed. They allow websites to link your actions during a browser session. Persistent cookies stay in the cookie file of your browser for longer (though how long will depend on the lifetime of the specific cookie). For further information on cookies, including how to use your browser to block them and how to delete cookies already stored on your device, visit: www.allaboutcookies.org
Cookies are used on this website for the following purposes:
- Session cookies: We use session cookies to enable the website to keep track of your movement from page to page and store your selections so you do not get asked repeatedly for the same information. These cookies allow you to proceed through many pages of the website quickly and easily without having to authenticate or reprocess each new area you visit. We also use session cookies in connection with the display of partner branding within our service and with web storage mechanisms.
- Google cookies: Persistent cookies (up to four years we believe) are set in
connection with the following Google services on our site and these cookies may
involve certain non-personally identifying information being sent to Google:
- CookieControl cookie: This cookie takes note of whether you are happy to accept cookies on this website based on your response to the message which appeared when you first visited the website. This persistent cookie will remember your preference indefinitely.
By continuing to use our website, having seen our cookie notice, we assume that you consent to use of the cookies outlined above.
- How do we use your personal data?
We use your personal data to provide our services, e.g. send service messages, process payments and/or fulfil orders.
We use your personal data to help us communicate with you effectively should you try to contact us via our website.
We retain personal data from closed accounts in order to comply with legal obligations, enforce our terms and conditions, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations and take other actions as permitted by law.
We may access, remove, alter, store or otherwise use any personal data if we have reason to believe that it breaches our terms and conditions, or that such steps are necessary to protect us or others, or that a criminal act has been committed, or if we are required to do so by law or appropriate authority.
- How do we protect personal data?
Security is a high priority for us. We take appropriate precautions to protect personal data.
Email and other electronic communications are not secure if they have not been encrypted. Your communications will pass through a number of network nodes before they reach us. So we do not accept responsibility for any unauthorised access to or loss of personal data that stems from a cause beyond our control. Nor can we be held responsible for the actions or omissions of other users or third parties who may misuse your personal data which they collect from the website.
- To whom do we disclose personal data?
We may allow access to your personal data by third parties who supply us with a service where such access is required for provision of the service.
We may disclose personal data so far as reasonably necessary:
- if we have reason to believe that it breaches our terms and conditions, or that such steps are necessary to protect us or others, or that a criminal act has been committed, or if there has been a complaint about content posted by you, or if we are required to do so by law or appropriate authority; or
- in the case of an actual or proposed (including negotiations for a) sale or merger or business combination involving all or the relevant part of our business.
Except as otherwise specifically included in this policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to third parties, whether they are suppliers of services on our website (e.g. payment providers) or other websites, different rules will apply to their use or disclosure of your information. Please check their privacy policies carefully.
- How can you access and rectify personal data?
You have the right to request personal data that we hold about you, subject to us reserving the right to withhold such data to the extent permitted by law. We may charge an administration fee in line with data protection laws and we may also require appropriate evidence of identity. Note that you may be able to rectify certain of your personal data within your account on our service (if applicable).
For information about your rights under UK data protection laws, see the website of the UK Information Commissioner - https://ico.org.uk/.